Designed with our high net worth clients in mind, if you own two or more cars then a family fleet insurance policy may be perfect for you. It offers protection to the whole family, including young drivers, for all your vehicles including cars, classic cars, motorcycles and special types such as sports and performance cars.
We have teamed up with Covea and Sterling Insurance to offer their market leading Executive Motor policy. Each family fleet insurance policy is underwritten on a case by case basis to ensure you have the most appropriate cover for your needs.
The key features of this family fleet insurance policy include:
- Up to £150,000 single vehicle value, £500,000 in total.
- New vehicle replacement up to 24 months (industry standard 12 months)
- Personal Effects cover up to £1,000 with no excess to pay
- Unlimited all risks cover for keys/locks with no excess to pay
- Comprehensive driving other cars included for insured and spouse
- Unlimited audio and visual cover – including sat nav and seatback DVDs
- Theft damage to garage buildings
- Named drivers earn their own NCD
- A quality courtesy car for the duration of the repairs (equivalent to BMW 3 series)
- A quality courtesy car for 30 days or up to £4000 for a hire car of your choosing in the case of Total Loss (industry standard – no courtesy car)
- Compulsory excess will not be applied if courtesy car not utilised
- Trauma cover for car jacking and road rage
- European wide wording and certificates
- European Wide Breakdown Cover
- Up to £5000 for misfuelling
- Onward travelling or overnight accommodation up to £500 if accident away from home
- Vandalism – No claims bonus will not be affected
- Uninsured driver benefit – no excess and NCD not affected if you are involved in an accident that you are not responsible for with an uninsured driver
- No blame no claim – where incident not your fault and unable to trace a third party to make a recovery, your no claims discount will not be affected
As independent insurance brokers, we have access to a range of insurers who provide high value and high net worth insurance and we believe this family fleet policy offers the most comprehensive cover on the market.
Should you need to claim you will receive a high quality claims service with every claim being handled by a dedicated claims manager to ensure you always speak to the same person.