Exceptional high value contents insurance designed for clients with more than £200,000 worth of contents
As a high net worth individual you’ve worked hard to acquire financial success and you take pride in your possessions. Your high value contents and valuables represent a more complex risk and a standard home insurance policy can fall short when it comes to the levels of cover or the service you would expect.
As independent insurance brokers we provide you with a tailored service and exceptional levels of cover and premium. We specialise in arranging high value contents insurance to protect all your assets, valuables and lifestyle.
We spend time selecting the best policy to suit your individual needs. This includes:
- A full review of your insurance needs
- A comparison of over 24 high value house insurance policies
- Recommendations on the insurer providing the cover that best suits your needs
- Advice on the most competitive premium available
Here’s an example of the type of cover we can arrange for Home Contents Insurance £200k plus *
Asset Protection
- Your contents are covered worldwide against all risks including accidental damage and theft
- No need to specify fine art and antiques below £25,000 in value as it is automatically covered within the declared sum insured
- No need to specify jewellery and watches below £15,000 in value as it is automatically covered within the declared sum insured
- Outdoor items £10,000 any one item
Financial Loss
- Identity theft protection – £50,000
- Personal & Employers Liability – £10,000,000
- Fraudulent use of credit cards, bank or building society books – £30,000
- Loss of student’s course and residential fees following death or incapacitation following death or long term illness – up to £20,000
Emergency & Personal Assistance
- Protecting you and your family against the threat of stalking
- Trauma cover following violent crime against you and your family
- Emergency home call out cover
- Medical, Personal and Financial assistance following car jacking
Wealth Protection
- Defective title protection following the purchase of contents, art or Jewellery – £25,000
- Increase in the value of art after the death of the artist – £100,000
- Fatal Injury or acquired disability caused by fire or assault in your home up to £50,000
- Personal Money up to £7,500
Sporting Activities
- Hole in one cover £500
- Hire of replacement golf clubs overseas – £50 per day
- Worldwide cover on sporting equipment including surfboards & wind propelled watercraft
- Any one trailer or non-motorised horsebox – £5,000
For The Family
- Students’ possessions at University or College
- Parents’ / Grandparents’ possessions whilst in a care home
- Automatically included are wheelchairs, mobility scooters, golf buggies, quad bikes, go-karts, off road motorcycles
- Any wind propelled watercraft up to 12 feet – £7,500
Optional Covers
- Family Legal Protection
- Annual Family Travel Insurance
- Pet Insurance for your dogs and cats
- Road Rescue – motor breakdown and recovery service
For more information, please see the Executive Plus Summary & Key Facts.* A full copy of the policy wording is available on request – please contact us.
As independent insurance brokers, we have access to a range of insurers who provide high value and high net worth insurance. The policies we recommend are based on the best cover available and proven attitude to claims settlement.
Get a quote now for High Value Contents Insurance for £200k plus. Simply click on one of the options below for immediate advice.
*This is based on the cover provided by Sterling Insurance Group and it should be noted that policies provided by other chosen insurers will have wordings that differ.