A common question from clients when looking to arrange fine art insurance cover for either a one off valuable piece or small collection of art is “Can I arrange a separate insurance policy for my art?”
The answer to this is “yes”. Separate Art Insurance can be purchased via a policy such as AXA art insurance, however this generally only becomes financially sensible to do so for larger collections of art.
For the smaller collector or for a one off piece, my recommendation is to arrange cover under a high net worth home policy with a specialist art insurance wording. This will provide the widest possible cover at the most competitive price and with a specialist art insurance section your cover will include key benefits* such as:
• All risks cover including theft and accidental damage
• Increase in value following death of artist
• Defective title protection
For more information on the combined art and home contents policy visit Art with Contents Insurance.
To get a quote for a separate art insurance policy, please contact us.
*Sterling Insurance wording