If you keep your jewellery or gold in a safe deposit box, make sure you’ve got the right insurance in place to protect it. It won’t be covered under your standard home insurance.
A customer called up yesterday wanting a quote for travel insurance. He asked for cover for his laptop for £1500 and watch for £4500 to be included within the travel insurance policy. I advised him that under most standard travel policies, the baggage allowance would not cover these items. Most insurers will only insure a […]
You have three options when it comes to insuring your valuables. You can either insure the items under a standalone jewellery insurance policy, take out a combined jewellery and art/antiques policy or have the items listed under your home contents insurance.
Many people tend to think that all home insurance policies are all the same however what many people don’t realise is that when you have a high level of valuables you need a high net worth home insurance policy.
Make sure you work out the right contents sum insured for your home. That’s the key piece of advice we give to our customers when arranging their house insurance with us. If you make a claim and you have undervalued your contents sum insured, the insurance company may not pay your claim in full.